Terms ofUSE
This website is operated by Synergy Financial Group Pty Ltd ABN 87 631 798 617 (referred to as “we”, “us”, “our” and “Synergy Financial Group”) under the domain name www.synergyfg.com.au (“website”). The following terms and conditions (“Terms of Use”) apply to our entire website and any subsequent versions of our website.
Your access or use of our website indicates that you agree to abide by, and be bound by, these Terms of Use, our Privacy Policy and any other related terms, conditions, policies, disclaimers, notices, representations or additional terms and conditions applicable to our website.
Changes to these terms
We reserve the right to change any or all of these Terms of Use, and/or add new Terms of Use at any time. We will make a new copy of these Terms of Use available on our website as soon as practicable. Any modifications will be effective immediately, without any prior notice and your continued use of our website will be deemed to constitute your acceptance of such changes.
General Information
The materials and information on our website are provided to give you general guidance in the operation of us providing Credit Assistance. Synergy Financial Group and its representatives assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website. Whilst we take reasonable steps to keep the information on our website accurate, complete and up-to-date, Synergy Financial Group and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information. Before making a decision regarding the acquisition of our Credit Assistance, you should assess whether the advice is appropriate to your objectives, needs or financial situation. We recommend you obtain advice before acting upon any of the information on our website.
Contact Us & Appointment Form
We provide a useful and simple method for customers to our website to contact us. By using this service you understand and agree that:
- for a response to be provided, correct contact information must be provided;
- we will respond within 5 working days; and
- the information provided will only be used for the purpose to which it was requested and its use subject to the Privacy Policy
Calculators and Assumptions
Any calculators available on our website are designed to give you some examples of different financial scenarios, based on stated assumptions and the figures you input. The calculations are intended as estimates only; and they are not meant to be kept or used for any practical purpose, or as a substitute for professional financial advice. Any calculators or information provided on our website are provided for your convenience only and do not constitute either credit or financial advice. Information on our website has been prepared without consideration of your particular circumstances and should be viewed as generic information only and not as indicating that you should follow a particular course of action. While we have based the information on sources that we believe are reliable and accurate, your actual outcomes will depend on a range of factors outside of our control.
Limitation of Liability
Synergy Financial Group and our representatives assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website. Whilst we take reasonable steps to ensure the highest quality data and to keep the information on our website accurate, complete and up to date, we cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.
To the maximum extent permitted by law and notwithstanding any other provision of these Terms of Use, we will not be liable in any way to you or anyone else for any loss, expense, liability, claim, damages (including without limitation, indirect, special or consequential loss or damage), loss of income, data, contract, tort, profit, or loss of opportunity, arising out of your use or inability to use, or access to our website or any of the services or in relation to any content or information obtained through our website, whether or not this is caused by a negligent act or omission.
Intellectual Property
All material featured on our website, including any content, email communications, underlying source code and software, is owned, or used under license, by us, and is protected by copyright, patent, trade mark and any other intellectual property laws. You agree that the information featured on our website is for personal use only and may not be sold, redistributed or used for any commercial purpose. You agree not to transfer, obtain or mine any data from our website.
By posting, submitting ratings or content you grant us a perpetual, irrevocable, worldwide, royalty-free and non-exclusive right to use, reproduce, modify, publish, distribute, create derivative works from, communicate to the public, or use for any purpose your rating in any form or media. You waive any moral rights that you may have in that content.
Governing Law
The information on our website has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information on our website and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia (“Australian law”). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information on our website is current at the date of publication but may be subject to change.
Disputes arising in connection with our website or these Terms of Use will be subject to the non-exclusive jurisdiction of the courts of New South Wales in Australia.
Copyright
Copyright in the information contained on our website is protected under the Copyright Act 1968 (Cth) and, international copyright and trademark laws of many other countries. The content is owned by us unless otherwise stated. All rights reserved. Except as explicitly provided for above and separately from any fair dealing permitted under the Copyright Act 1968 (Cth) or other applicable laws. Synergy Financial Group grants visitors to our website a license to download, display, print and reproduce this material for private use or within your organisation, for non-commercial purposes only. No license to republish, transmit, reproduce, communicate, modify, commercialize or alter this material is granted without our written consent.
Updated: January 2020