Taking the initial steps to owning your first home is exciting and can be overwhelming for some. We help you navigate your way through the entire process by taking the time to explain each step. Providing guidance, comparing interest rates and discussing loan products/packages is just part of what we do. We take extra steps to explore your eligibility for current Government grants and schemes which may be the boost you need to start your home ownership journey.
Receive a $1,000 cashback as a first home buyer on your eligible home loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Borrow 100% on the purchase of your property plus stamp duty using a family guarantor.
Buying your next home introduces a whole new level of opportunity and financial aspects to consider. Whether you are looking to upgrade, relocate, upsize or simply downsize, you may have built up sufficient equity to afford the move. Ideally, you would sell your current home at the same time as buying a new one but things do not always work out that way. We provide available finance options to secure your new home while still managing the mortgage on your current property.
Receive a premium credit card with frequent flyer points, free for the life of your loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Extend your bridging loan to 12 months rather than the standard 6 months.
Whether driven by changes in your individual circumstances or changes in market rates, you may consider refinancing to secure a lower interest rate, access equity to build additional wealth, consolidate your debt, renovate your home or cover emergency expenses. It is essential to weigh up the savings of refinancing against the expenses involved. This is where we can provide a cost/benefit comparison to ensure we find a solution to fit your strategy while saving you money.
Receive a $3,000 cashback when you refinance your eligible home loan.
Cash out equity on your property without providing evidence for your stated purpose.
Combine all of your personal and credit card debts into one easy-to-manage loan.
Investing in property is a popular way to build wealth over time by producing positive cash flow or achieving capital growth. Different to owning your own home, having the right loan structure is the most important factor for an effective investment strategy. With the wrong loan or ownership structure in place, it is possible to lose money and tax deductions that may have been available to you. We will help identify what you want to achieve and determine which investment strategy is right for you.
Receive a premium credit card with frequent flyer points, free for the life of your loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Bypass lenders’ non-genuine savings policies and start building wealth sooner.
Buying off-the-plan is entering into a contract to purchase a property prior to it being built. You generally will not require finance until closer to the completion of the property, however it is important to obtain an informal assessment upon entering your contract and structure your finances for your final loan application. There are many benefits to purchasing off-the-plan, but also involves some risks. Together, we will discuss and help you be in the best financial position for a smooth purchase.
Receive a premium credit card with frequent flyer points, free for the life of your loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Borrow 100% on the purchase of your property plus stamp duty using a family guarantor.
If you are planning to build your home, a construction loan allows you and/or your builder to be paid in instalments as the building process progresses. This is also known as a progressive drawdown. Various lenders offer construction loans of up to 100% of building costs subject to future value of the property and your ability to service the new loan. We can help you find the right loan structure suited to your project so you can focus on building your dream home.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Borrow 100% on the purchase of your property plus stamp duty using a family guarantor.
Pay interest only during the construction phase, saving your cash for overruns.
Being self-employed gives you a certain amount of freedom but it comes with unique frustrations when wanting to buy a home without access to tax returns, payslips and bank statements traditionally required to obtain a mortgage. We help analyse your financials and structure your application to ensure you are in the best financial position to obtain an approval from a variety of lenders. We uncover more lenders and product choices for you to choose from.
Verify your income using your BAS from the last 12 months or accountant’s letter.
Approval for newly self-employed applicants, previously in the same industry.
Access 100% LVR without paying any LMI fees for eligible self-employed applicants.
By this stage, you have built up a sizeable balance within your super fund, setup your SMSF trust, established a property custodian and now looking to purchase an investment property within your super fund. Each lender will have different requirements for compliance, liquidity, LVR postcode restrictions and minimum balances. We work together with you and/or your financial agent to find the right SMSF loan solution and help you through the next stage of building your wealth.
Apply for a SMSF home loan without any minimum liquidity requirements.
Self-employed applicants can now borrow up to 80% on new apartments.
Capitalise with a 100% offset account, generally not available to SMSF facilities.
Taking the initial steps to owning your first home is exciting and can be overwhelming for some. We help you navigate your way through the entire process by taking the time to explain each step. Providing guidance, comparing interest rates and discussing loan products/packages is just part of what we do. We take extra steps to explore your eligibility for current Government grants and schemes which may be the boost you need to start your home ownership journey.
Receive a $1,000 cashback as a first home buyer on your eligible home loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Borrow 100% on the purchase of your property plus stamp duty using a family guarantor.
Buying your next home introduces a whole new level of opportunity and financial aspects to consider. Whether you are looking to upgrade, relocate, upsize or simply downsize, you may have built up sufficient equity to afford the move. Ideally, you would sell your current home at the same time as buying a new one but things do not always work out that way. We provide available finance options to secure your new home while still managing the mortgage on your current property.
Receive a premium credit card with frequent flyer points, free for the life of your loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Extend your bridging loan to 12 months rather than the standard 6 months.
Whether driven by changes in your individual circumstances or changes in market rates, you may consider refinancing to secure a lower interest rate, access equity to build additional wealth, consolidate your debt, renovate your home or cover emergency expenses. It is essential to weigh up the savings of refinancing against the expenses involved. This is where we can provide a cost/benefit comparison to ensure we find a solution to fit your strategy while saving you money.
Receive a $3,000 cashback when you refinance your eligible home loan.
Cash out equity on your property without providing evidence for your stated purpose.
Combine all of your personal and credit card debts into one easy-to-manage loan.
Investing in property is a popular way to build wealth over time by producing positive cash flow or achieving capital growth. Different to owning your own home, having the right loan structure is the most important factor for an effective investment strategy. With the wrong loan or ownership structure in place, it is possible to lose money and tax deductions that may have been available to you. We will help identify what you want to achieve and determine which investment strategy is right for you.
Receive a premium credit card with frequent flyer points, free for the life of your loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Bypass lenders’ non-genuine savings policies and start building wealth sooner.
Buying off-the-plan is entering into a contract to purchase a property prior to it being built. You generally will not require finance until closer to the completion of the property, however it is important to obtain an informal assessment upon entering your contract and structure your finances for your final loan application. There are many benefits to purchasing off-the-plan, but also involves some risks. Together, we will discuss and help you be in the best financial position for a smooth purchase.
Receive a premium credit card with frequent flyer points, free for the life of your loan.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Borrow 100% on the purchase of your property plus stamp duty using a family guarantor.
If you are planning to build your home, a construction loan allows you and/or your builder to be paid in instalments as the building process progresses. This is also known as a progressive drawdown. Various lenders offer construction loans of up to 100% of building costs subject to future value of the property and your ability to service the new loan. We can help you find the right loan structure suited to your project so you can focus on building your dream home.
Lenders offering 90% LVR and waiving LMI fees for eligible working professionals.
Borrow 100% on the purchase of your property plus stamp duty using a family guarantor.
Pay interest only during the construction phase, saving your cash for overruns.
Being self-employed gives you a certain amount of freedom but it comes with unique frustrations when wanting to buy a home without access to tax returns, payslips and bank statements traditionally required to obtain a mortgage. We help analyse your financials and structure your application to ensure you are in the best financial position to obtain an approval from a variety of lenders. We uncover more lenders and product choices for you to choose from.
Verify your income using your BAS from the last 12 months or accountant’s letter.
Approval for newly self-employed applicants, previously in the same industry.
Access 100% LVR without paying any LMI fees for eligible self-employed applicants.
By this stage, you have built up a sizeable balance within your super fund, setup your SMSF trust, established a property custodian and now looking to purchase an investment property within your super fund. Each lender will have different requirements for compliance, liquidity, LVR postcode restrictions and minimum balances. We work together with you and/or your financial agent to find the right SMSF loan solution and help you through the next stage of building your wealth.
Apply for a SMSF home loan without any minimum liquidity requirements.
Self-employed applicants can now borrow up to 80% on new apartments.
Capitalise with a 100% offset account, generally not available to SMSF facilities.
Level 1, 93 George Street, Parramatta NSW 2150